Try out Fire Open Payments

The Future of Online Payments

fire open payments

Get paid faster, lower your fees and reduce fraud – with Fire Open Payments, customers can pay you directly from their accounts.

Fire Open Payments is a new feature of the business account that leverages Open Banking capabilities to allow businesses to accept account-based payments in Euro and Sterling.

Whether you’re selling online, face to face or remotely, Fire Open Payments enables you to distribute payment requests to your customers, who can then pay you in a simple, frictionless and safe way – with funds settled into your business account.

Integrating the acceptance of account-based payment flows is straight forward. Create requests in your business account or use our API to integrate Fire Open Payments with existing systems for a fully automated collection and reconciliation service.

Why Open Payments?

The benefits

icon cost effective


Accepting payment by direct bank transfer is cheaper than other ways to get paid. There’s one, simple, low fee. Reduced chargebacks. Instant reconciliation.

icon fast


Funds settle into your account quickly – typically within six business hours. Payments are executed via Faster Payments (Sterling) or SEPA Credit Transfers (Euro).



Fire Open Payments is one of the safest ways to collect payments. All parties are securely authenticated, minimising opportunities for fraud.

Save on Payment Fees

Save on Costs by Receiving Open Banking Payments

20p / 20c + 0.2% per transaction

€0 / £0 Setup Fee

€0 / £0 Monthly Fee

Accept Open Banking Payments with WordPress

Fire WooCommerce Plugin

  • Our new WordPress plugin gives customers the best checkout experience they’ve ever had with Woocommerce.
  • Our WordPress payment plugin only take a few minutes to install and set up.
  • Easy to integrate with your Woocommerce site to receive payments to your account.
Woo Commerce Checkout


Multiple payment prompts

Fire Open Payment requests are made via web-link, making them a versatile method of accepting payment in many scenarios. From website buttons, SMS links, NFC tags or QR codes – there’s no shortage to the ways you can invite customers to pay.

What you can do

Key features

Connect to every customer

We’re integrated with every major account provider across the UK, giving your customers a secure route to pay directly from their account.

Multi-channel access and control

Access Fire Open Payments anywhere, any time using the firework web portal, mobile app or API.

Collect payments, process refunds

Give your customers more ways to pay and improve their experience. Issue refunds directly to payers from within your account or via API.

Instantly reconcile

Payments received are automatically matched to the original request – saving time and reducing human error.

Append rich data

Attach extra information to the payment request, such as Order ID or Customer Number. The data will flow through with the lodgement, aiding reconciliation and searching.

Integrate and build

Use the API to integrate Fire Open Payments with your existing systems. Generate payment requests at volume in an instant.

Customise user interfaces

Control the user journey with your own user interfaces for a consistent look and feel in line with your existing branding.

Receive real-time notifications

Get full visibility over the payments process. Event-driven API webhook notifications let you know instantly when updates occur.

Use a trusted provider

Fire is authorised by the FCA and regulated by the Central Bank of Ireland. We’re built to the highest standards and PCI complaint.

Payment Initiation

White Label

For banks, gateways and acquirers looking to comply with PSD2 and offer new account-based payment propositions to your customers, offers a fully white labelled version of Fire Open Payments that is quick to deploy and can enable you to prove the solution at scale.

Find out more

Other Resources

© 2015 – 2023 Fire Financial Services Limited trading as and Fire.
Fire Financial Services Limited (Fire-EU) is regulated by the Central Bank of Ireland, Reference No: C58301. Registered address: Dogpatch Labs, The CHQ Building, Custom House Quay, Dublin 1, D01 Y6H7, Ireland. Incorporated in Dublin, Ireland, Registration No: 464819.
Fire Financial Services Limited (Fire-UK) is authorised as an Electronic Money Institution by the Financial Conduct Authority, Reference No: 900983. Registered Address: The Rise, 41 Luke Street, London, United Kingdom, EC2A 4DP. Incorporated in England and Wales, Registration No: 11549793.
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