Fire Business Account Fees

The following are the fees and charges which apply for the use of the Fire Business Account.

Fees are charged at the time of the payment. For outbound bank transfers, fees are charged in addition to the amount of the payment. For inbound bank transfers and payment request payments, fees are automatically debited from the total of the payment received.

ServiceFee
Set Up Fee€0.00 / £0.00
The Fire Business Account comes with a Euro and a Sterling account as standard.
Monthly Fee€0.00 / £0.00
Bank Transfer Out€0.29 / £0.29
Bank Transfer In€0.29 / £0.29
1% for transfers under €29 / £29
Minimum fee: €0.10 / £0.10
Direct Debits€0.29 / £0.29
Unpaid Direct Debit Fee: €0.00 / £0.00
Represented Direct Debit: €0.00 / £2.49

fire.com do not charge a fee if there are insufficient funds to pay a Direct Debit. A once-off higher fee is charged if that Direct Debit is subsequently represented by the biller.

Open Banking20p / 20c + 0.2% of the value of the request
Foreign Exchange Transfer1%
Minimum fee: €1.25 / £1.25
Minimum Transfer Amount: €5.00 / £5.00
Additional Accounts
(Euro or Sterling)
€50.00 / £50.00
This is a once-off fee debited from
your default account at time of opening.
Debit Card FeesNo charge to issue the first card.
Subsequent cards: €10 / £10 per card (one-off)

Debit Card Transactions:
€0.29 / £0.29 per Chip & PIN/Contactless/Online
€2.50 / £2.50 per ATM withdrawal*
2% International Fee (non-Euro and Sterling) in addition to fees above

Service Set Up Fee
Fee €0.00 / £0.00
The Fire Business Account comes with a Euro and a Sterling account as standard.
Service Monthly Fee
Fee €0.00 / £0.00
Service Bank Transfer Out
Fee €0.29 / £0.29
Service Bank Transfer In
Fee €0.29 / £0.29
1% for transfers under €29 / £29
Minimum fee: €0.10 / £0.10
Service Direct Debits
Fee €0.29 / £0.29
Unpaid Direct Debit Fee: €0.00 / £0.00
Represented Direct Debit: €0.00 / £2.49
Fire do not charge a fee if there are insufficient funds to pay a Direct Debit. A once-off higher fee is charged if that Direct Debit is subsequently represented by the biller.
Service Open Banking
Fee 20p / 20c + 0.2% of the value of the request
Service Foreign Exchange Transfer
Fee 1%
Minimum fee: €1.25 / £1.25
Minimum Transfer Amount: €5.00 / £5.00
Service Additional Accounts
(Euro or Sterling)
Fee €50.00 / £50.00
This is a once-off fee debited from your default account at time of opening.
Service Debit Card Fees
Fee No charge to issue the first card

Subsequent cards: €10.00 / £10.00 per card (one-off)
Debit Card Transactions:

€0.29 / £0.29 per Chip & PIN/Contactless/Online
€2.50 / £2.50 per ATM withdrawal*
2% International Fee (non-Euro and Sterling) in addition to fees above

* Irish Customers are also charged Irish Government Stamp Duty of 12c for each ATM withdrawal (to a max of €5.00 per year).

The above fees are based on standard business usage and limits, customised corporate pricing is available on request.

© 2015 – 2023 Fire Financial Services Limited trading as fire.com and Fire.
Fire Financial Services Limited (Fire-EU) is regulated by the Central Bank of Ireland, Reference No: C58301. Registered address: Dogpatch Labs, The CHQ Building, Custom House Quay, Dublin 1, D01 Y6H7, Ireland. Incorporated in Dublin, Ireland, Registration No: 464819.
Fire Financial Services Limited (Fire-UK) is authorised as an Electronic Money Institution by the Financial Conduct Authority, Reference No: 900983. Registered Address: The Rise, 41 Luke Street, London, United Kingdom, EC2A 4DP. Incorporated in England and Wales, Registration No: 11549793.
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